Funding, Grants and Resources

She Boss Talk is committed to helping entrepreneurs and business owners who are grappling with the impacts of the Coronavirus pandemic and the inequities in funding and resources for minorities and women businesses. It is our goal to provide information that will give you a financial lifeline to rise and thrive!



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The Coronavirus Aid, Relief, and Economic Security (CARES) Act was passed by Congress with overwhelming, bipartisan support and signed into law by President Trump on March 27th, 2020.  This over $2 trillion economic relief package delivers on the Trump Administration’s commitment to protecting the American people from the public health and economic impacts of COVID-19.

The CARES Act provides fast and direct economic assistance for American workers, families, and small businesses, and preserve jobs for our American industries.


In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are able to apply for an Economic Injury Disaster Loan advance of up to $10,000. This advance is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Grants are based on $1,000 per W2 employee.

Grant funding expired July 11, 2020.


This loan advance will not have to be repaid. Recipients do not have to be approved for a loan in order to receive the advance, but the amount of the loan advance will be deducted from total loan eligibility. SBA will begin accepting new Economic Injury Disaster Loan (EIDL) and EIDL Advance applications on June 15 to qualified small businesses and U.S. agricultural businesses.

The new eligibility for U.S. agricultural businesses is made possible as a result of the latest round of funds appropriated by Congress in response to the COVID-19 pandemic. To be eligible, business must have been in operation as of January 31, 2020 and have 500 or less employees includes solopreneurs.

EIDL Application

Funding from this program is given on first come first served basis until Federal appropriated funds are exhausted. Click here to apply!

EIDL Application Assistance 

For step-by step video walkthrough, click here

For one-on-one consult/Done for you application, click here

For help with EIDL Reconsideration for Denied Application, click here.


The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. The stimulus bill provided $367 billion to help small business mak payroll. The program was set to expire June 30, 2020. Upon the Congress passing and President signing an PPP extension into law, this program has been extended until August 8, 2020. Program is expected to reopen after next stimulus bill is passed. Some lenders will accept applications. $130 billion is still available. 

PPP Loan Forgiveness Application

SBA will forgive loans if all employee retention criteria are met, and the funds are used for eligible expenses. Click here to read more about PPP loan forgiveness and to access the application. The SBA will open it's PPP Forgiveness Portal on August 10, 2020.

PPP Program Information 

This program is for gig workers, independent contractors, self employed, small business, for profit and nonprofit businesses in operation on or before January 31, 2020 with less than 500 employees. 

For more information and details on this program, click here.

PPP Program Qualifying Lenders 

Check with your bank first to see if they are approved lender. Bluevine is an approved lender still accepting applications. You can apply to more than one place, but can only be funded by one. Click here to search approved lenders.

PayCheck Protection Flexibility Act

The U.S. Small Business Administration, in consultation with the U.S. Department of the Treasury, issued new and revised guidance for the Paycheck Protection Program (PPP).  This guidance implements the Paycheck Protection Program Flexibility Act (PPPFA), signed into law by President Trump on June 5, 2020, and expands eligibility for businesses with owners who have past felony convictions.

To implement the PPPFA, SBA revised its first PPP interim final rule, which was posted on April 2, 2020.  As described in detail in our announcement on June 8, 2020, the new rule updates provisions relating to loan maturity, deferral of loan payments, and forgiveness provisions.

PPP Application Assistance 

For step-by-step video PayPal Loan Builder walkthrough, click here.

For one-on-one consult/Done for you service, click here.


Under the CARES Act signed into law by President Trump on March 27, 2020,

Pandemic Unemployment Assistance (PUA) provides up to 39 weeks of unemployment benefits to individuals who are unable to work because of a COVID-19-related reason but are not eligible for regular or extended unemployment benefits. This program is funded by the Federal government and is administered by each U. S. state. Check with our state unemployment office to see if you are eligible. Click here to learn more to find your state unemployment office.  Expanded unemployment $600/week additonal payment is scheduled to end July 31, 2020 unless a new bill is passed to extend it.

PUA Application Assistance

For video program overview, click here.




Take time to research your local geographic area for grants and other funding opportunities with government agencies, associations, companies, nonprofits and foundations. These grantors include, but are not limited to: 

Chamber of Commerce 

City Government 

Community Development Agencies

County Government

Local Foundations

Minority/Small/Women Business Centers

Small Business Development Centers 

State Government

Urban League

State/Local Government: 

Alabama: Governor Kay Ivey announced a “Revive Alabama” grant program to support small businesses in Alabama that have been impacted by COVID-19. $100 million is up for grabs.

Arizona: Maricopa County giving $23M to small businesses, nonprofits.

Atlanta: The Atlanta City Council approved Mayor Keisha Lance Bottoms’ call for a $7 million coronavirus emergency fund that will allocate $1.5 million to small businesses.

Birmingham: The Birmingham Strong Emergency Loan Fund is providing zero-interest, 180-day loans up to $25,000 to small businesses with less than 50 employees.

California: The L.A. Regional COVID-19 Recovery Fund is awarding $5K, $15K grants to small businesses, nonprofits, micro-entrepreneurs.

Chicago: Mayor Lori Lightfoot revealed a $100 million Chicago Small Business Resiliency Loan Fund that will provide low-interest loans to the city’s struggling small businesses.

Colorado: The city’s (Denver) business owners can apply for cash grants up to $7,500 as part of Denver Economic Development and Opportunity’s emergency relief program. Denver Mayor Michael Hancock also announced the creation of a $4 million small business relief fund.

Colorado: The San Luis Valley Development Resources Group (SLVDRG) is partnering with Energize Colorado to administer a new hybrid grant and loan fund available to Colorado small businesses and non-profits. The Energize Colorado Gap Fund will provide over $25 million in total funding to boost businesses impacted by COVID-19.

Florida: The Florida Small Business Emergency Bridge Loan Program is providing loans up to $50,000 with one-year terms to small businesses with 2 to 100 employees.

Iowa: Governor Kim Reynolds announced the creation of an Iowa Small Business Relief Program that will allocate grants ranging from $5,000 to $25,000, as well as tax deferrals.

Los Angeles: The city’s Small Business Emergency Microloan Program is offering loans ranging from $5,000 to $20,000 with 0% to 3% interest rates. 

Louisiana: New Orleans Mayor LaToya Cantrell and State Treasurer John Schroder announced a $275 million grant campaign to offset the costs incurred by small businesses during the coronavirus pandemic. Businesses can apply for a maximum of $15,000 in funding each. 

Maryland: The state’s Department of Commerce released two initiatives for small businesses: a $50 million Emergency Relief Grant Fund that offers grant amounts up to $10,000 and a $75 million Emergency Relief Loan Fund that will provide businesses with 50 or fewer employees loans up to $50,000.

Massachusetts: Governor Charlie Baker announced a $10 million relief fund for Massachusetts businesses affected by the coronavirus. Funds up to $75,000 are immediately available for companies with fewer than 50 full- and part-time employees.

Michigan: The Michigan Economic Development Corp. received approval to implement a Michigan Small Business Relief Program that will allocate $10 million in small business grants and $10 million in small business loans to local business owners.

Michigan: The State of Michigan has appropriated $100 million of federal CARES Act funding through SB 690, signed into law by Governor Whitmer, to implement the Michigan Small Business Restart Program to support Michigan’s small businesses that are reopening and have experienced a loss of income as a result of the COVID-19 crisis.

Minnesota: The state’s Department of Employment and Economic Development will be providing interest-free emergency loans ranging from $2,500 to $35,000 to Minnesota-based businesses in need.

New Mexico: The New Mexico Economic Development Department created the COVID-19 Business Loan Guarantee Program to aid small businesses seeking emergency loans or lines of credit. The program can guarantee a portion of a loan or line of credit up to 80% of principal or $50,000.

New York City: The NYC Small Business Services is offering businesses with fewer than five employees grants to cover 40% of payroll costs for two months. Businesses with fewer than 100 employees and sales decreases of 25% or more will be eligible for zero-interest loans up to $75,000. Governor Andrew Cuomo also announced a new New York Forward Loan Program: a $100 million recovery loan program aimed at supporting New York State small businesses.

Ohio: The Ohio Minority Micro-Enterprise Grant Program provides $10,000 in funding to help minority- and women-owned businesses  hard hit by the COVID-19 pandemic to get them through the current crisis and set them up for the future. 

Pennsylvania: The COVID-19 Relief Pennsylvania Statewide Small Business Assistance program will provide grants ranging from $5,000 to $50,000 to small businesses that have been economically impacted by COVID-19. This is not a first-come, first-served program. There will be multiple rounds of application windows.

Philadelphia: The city’s COVID-19 Small Business Relief Fund is providing immediate relief to local small businesses in the form of grants and zero-interest loans.

Portland: Small businesses located in Portland’s Jade District or Old Town Chinatown are eligible to receive support through the city’s $190,000 emergency fund. Asian and Pacific Islander business owners will be prioritized.

Rhode Island: Governor Gina Raimondo partnered with Microsoft to provide Web-based Microsoft Office applications to Rhode Island small businesses for free for six months. Goldman Sachs has also committed $10 million in loans for Rhode Island small businesses through a partnership with Rhode Island Commerce Corporation and Community Reinvestment Fund.

The Rhode Island Commerce Corporation announced that a program will provide up to $15,000 in grants to Rhode Island’s small businesses.

The Restore RI program has been championed by Gov. Gina Raimondo as way to help the state’s small businesses struggling to stay afloat during the coronavirus pandemic.

Sacramento: The city established a $1 million economic relief fund for businesses that provides 0% interest loans up to $25,000 per business.

Salt Lake City: Business owners based in the area can apply for 0% interest loans up to $20,000 as part of the city’s emergency loan program.

San Diego: Mayor Kevin Faulconer announced a $6 million Small Business Relief Package that will give microloans ranging from $10,000 to $20,000 to local small businesses with 100 or fewer full-time employees.

San Francisco: Small businesses with fewer than five employees are eligible to receive up to $10,000 for staff salaries and rent.

Seattle: The city’s Office of Economic Development is providing $1.5 million in grants up to $10,000 to small businesses. The mayor is also deferring tax payments for business-owner candidates and will set up a small-business recovery task force.

Syracuse: The Syracuse Economic Development Corp. created a $500,000 fund to provide 0%-interest, 180-day emergency loans up to $25,000 to the city’s small businesses.

Texas: Goldman Sachs and the LiftFund, along with other community development financial institutions, are partnering to provide $50 million in loans to small businesses in Texas. Texas Woman’s University also established an AssistHer Emergency Relief Grant for women-owned businesses operating within the state.

Wisconsin: The Wisconsin Economic Development Corp. launched Small Business 20/20—a $5 million grant program that will give companies with fewer than 20 employees up to $20,000.

Private/Nonprofit Companies: 

Accion Opportunity  Fund launched the Small Business Live Restart Grant Fund......The effort is part of Small Business Live, an online philanthropic music experience taking place on Saturday, June 20 from 4-10 p.m. EDT to support small business owners. Selected small business owners will receive a grant of $5,000 to help restart their business after COVID-19.

AEO and GoDaddy have teamed up for the Empower By GoDaddy Program to provide technical assistance to small business. Accepted organizations will receive a $25,000 grant to implement this program in their local markets and receive GoDaddy content and coaching.

Amazon announced a $5 million Neighborhood Small Business Relief Fund to provide cash grants to local Seattle small businesses. From March 26 to April 30, Amazon Lending is also pausing repayment from sellers who have outstanding loans, and seller loans will not accrue interest during this time period.


Bacardi has pledged $3 million in relief to bars and restaurants affected by the COVID-19 shutdowns as part of its #RaiseYourSpirits campaign.

Barefoot Wine, a wine and spirits company will aid COVID-19 business recovery of Black women-owned hair salons, a sacred community space, Barefoot Wine is providing twenty-five (25) grants of $1,000 each. Grant funds can be used to provide PPE to employees, retrofit salons to meet new safety guidelines, fund operating expenses.

Barefoot Wine is providing #WeStanForHer Beauty Business Grants  

to support economic equity, Barefoot Wines is investing in Black women-owned beauty businesses that provide spaces, products and services that center, celebrate and uplift Black women. 

The Barefoot Beauty grant program that will provide five (5) businesses a $10,000 grant each to acknowledge and celebrate the ways in which they work to highlight the beauty of Black women. Qualifying beauty businesses include: Skincare, Cosmetics, Hair Products. Tools/Instruments, and Hair Products.

Beyonce's BEYGOOD Foundation has partnered with the NAACP to launch The Black-Owned Small Business Impact Fund.
The fund - providing grants in the amount of $10,000 - 'will be offered to Black-owned small businesses in select cities to help sustain businesses.👇👇👇👇

Selected Cities
💥New York
💥Los Angeles

Bumble is giving $5,000 grants to 200 struggling small businesses across 11 countries. Submissions are currently open in Germany, France and Russia. 

Caress has announced a $1,000,000 investment over the next 2 years to support women of color entrepreneurs through a founding partnership with IFundWomen of Color. IFundWomen of Color (IFWOC), is the leading platform for diverse entrepreneurs to raise capital through crowdfunding, grants, and coaching. Through this partnership these entrepreneurs will receive the support needed to stay open, re-open, and ensure their long-term success. Beginning with a $500,000 immediate relief donation to support 200 women of color entrepreneurs, already in the IFWOC community, with funding and IFWOC group coaching, mentorship, and connections needed to sustain their businesses. 

Citizens Bank launched the Minority Small Business Grant of $15,000 to be awarded to 100 businesses. 

Count Me In, a nonprofit organization help women grow micro businesses to million dollar enterprises has a Count Me In Revival Grant for women owned and led businesses.

Digital Undivided has launch the Doonie Fund, which provides an immediate economic investment of $100 for black women who own businesses

Discover is giving grants for black owned restaurants $25,000. Nominate your favorites to win.

Facebook announced a $100 million grant for small businesses impacted by COVID-19 and launched the Business Resource Hub, which features recommendations to help small businesses stay connected to customers and stay on track. 

Facebook Announces $200 Million in Funding for Black-Owned Businesses Among Other Diversity Commitments.

Faire, an online marketplace startup, launched a financial calculator tool that helps small businesses understand the changes in their finances before and after COVID-19.

Fattmerchant, a payment technology provider, has partnered with Gift Up! to allow its clients to sell virtual gift cards. Gift Up! is waiving its usual 3.49% fee for Fattmerchant’s members’ first $5,000 in gift card sales. 

FedEx, a multinational delivery services company has launched the #Support Small Grant of $5,000 to help small business impacted by COVID-19. 

FedEx has an annual small business grant contest up to $50,000 to power small business growth. 

Freelancers Union created a relief fund that will offer financial assistance of up to $1,000 per freelance household.

GoFundMe has partnered with Yelp to allow independent businesses to start fundraisers and accept donations through Yelp’s pages. The Yelp Foundation and GoFundMe also both pledged to donate up to $1 million to the Small Business Relief Fund.

Goldman Sachs announced a slew of initiatives to support small businesses impacted by COVID-19, including a Small Business Stimulus Package allocating $250 million in emergency loans and $25 million in grants. The company has committed a total of $300 million.

Glossier, a beauty company launched a fund for Black Owned Beauty Business Grants up to $50,000.

Google’s pledge to donate $800 million for COVID-19 relief includes efforts to help small and medium-sized businesses gain access to capital.

Gumroad, a digital product selling platform has launched Gumroad Grants of $500 for black owned business creators.

Harlem Fashion Row, a social company for multicultural designers, has launched the ICON 360 Grant for fashion designers.

Hello Alice, an online platform for small businesses has Business for All Grants available for those impacted by COVID-19.

Hennessy, a beverage company launched the Unfinished business Minority Grant for minority businesses in the U.S.

Hidden Star, a nonprofit organization focused on entrepreneurship has the $2,500 Galexy Grant for minority and women owned businesses. 

Honeycomb Credit, an investment crowdfunding platform, announced a small business relief loan program that’s providing $10,000 to $50,000 in working capital to qualifying businesses.

IFundWomen, a crowdfunding platform for women partners with other companies and organizations to offer many grants for women in business. Start a funding campaign. Get on their email list. 

James Beard Foundation started a Food and Beverage Industry Relief Fund to provide microgrants to independent food and beverage small businesses in need.

Joann Stores, a craft and fabric company, has created a $100,000 grant program for Black entrepreneurs. 

The grants are intended to support the underrepresented Black craft and sewing community, the company said.

The 20 winners will get $5,000 each in merchandise credit, plus special offers, learning opportunities and the chance to become a paid instructor on Creativebug, Joann’s digital learning platform.

JPMorgan pledged $50 million to help struggling customers, and $8 million in aid to small businesses, specifically. 

Kabbage launched an online hub to help boost sales for U.S small businesses impacted by COVID-19, including a system through which businesses can sell gift cards to consumers for use at a later date.

Lowes, a home improvement company in partnership with LISC launched a grant for minority and women owned businesses.

Melinda Gates and MacKenzie Bezos unveil $30M gender equality initiative that will provide grants to organizations with “transformational” ideas for improving gender equality.

National Trust for Historic Preservation in partnership with Hartford, has created the HeartBeat of Mainstreat grant program to support brick-and-mortar businesses in commercial districts as they enter the next phases of reopening across the country. Grants of $5,000 to $15,000 will be awarded on a competitive and first-come, first-served basis.

NAV, a small business lending company has a Small Business Grant up to $10,000. 

PayPal, an online merchant company in partnership with

AEO launched a $10,000 grant for black owned businesses.

Learn about their worldwide initiative

Pepsico, a beverage company TO INVEST OVER $400 MILLION IN BLACK COMMUNITY, including grants for black owned businesses. 

Poise, a bladder protection company launched the Bounce Back Grant of $15,000 to help women business owners impacted by COVID-19.

Procter and Gamble, an international home and health company partnered with LISC to launch a Small Business grant up to $10,000.

Reflect Beauty, a beauty company has launched the Salon Give Back Grant Program giving $10,000 to black owned salon owners and stylists.

Spanx by Sara Blakely Foundation donated $5 million to support women-owned businesses affected by COVID-19 and has teamed up with GlobalGiving to establish The Red Backpack Fund, which will provide 1,000 grants of $5,000 to female entrepreneurs throughout the U.S. 

She Boss Talk, a media marketing company has launched the She Boss Up Fund to provide grants to women business owners financially impacted by COVID-19. To learn more about the fund, to donate, partner or nominate a deserving woman, click here

She Moisture, a beauty company for multicultural women has launched grants for minority women businesses and social justice activists.

SoGal Foundation has teamed up with Winky LuxbluemercurytwelveNYC and Lively to make a small step towards progress by providing at least (3) $10K and (6) $5K cash grants to Black women or nonbinary entrepreneurs.

Stormy Wellington, a prominent network marketing guru, launched a fund for Small Black Business Grants.

The TL Effect, a bra company launched the Third Love Grant for female founders of color. 

U.S. Chamber of Commerce Foundation, in partnership with Vistaprint, announced its Save Small Business Fund that will provide $5,000 grants to small businesses in the U.S. and its territories.

Visa partnered with IFundWomen to award four women-owned small businesses with $10,000 grants.

Wefunder, an investment crowdfunding platform, launched a Coronavirus Crisis Loans program enabling small businesses to crowdfund loans of $20,000 to $1 million from supporters.


WeWork , a co-work company launched the Black Business Grant for members only. 

Women's Net, a network for women has a rolling monthly Amber grant contest that awards $4,000 to a deserving woman entrepreneur with eligibility to win the annual $25,000 grant. 

Yelp CEO Jeremy Stoppelman announced the company is providing $25 million in coronavirus relief for independent restaurant and nightlife businesses in the form of waived advertising fees, and free advertising, products and services.



Did we miss any? If we did, shoot tips to

Is Your Business Ready To Secure Grants??????

For tips on preparing your business to qualify for grants, click here.


Ask the Money G.O.A.T.? Questions about EIDL. PPP, PUA and grants answered, click here.  



To ensure you stay in the know of all the fabulous things we're doing and how you can get involved, check your spam folder and add us to your contact list.


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